You either need to finish paying it off or trade it in. Depending on how many payments you have left, you might need to pay to trade it in. If you have a 24 month installment plan, you must make at least 12 payments to trade in. If you have a 30 month installment plan, you must make 24 payments to trade in. The only credit you get for trading in are the remaining payments you won’t have to make. The new phone will still be full price and will start with payment #1.
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