08-27-2012 11:10 AM
I am a member inside a family plan. Our bill is directly paid by our holder. But I suddenly find there are some late payment during the past year. We open the plan with our passport and $500 deposit each person one year ago. We do not have any credit record or SSN. Now here is my question:
1. Will the late payment hurt the credit of each member inside the plan? Or just the holder will be affected?
2. If we change our holder, will the badness to the account for late payment (such of decreasing credit) be cleared for the new holder? (The holder change is caused by the leave of holder, no other reasons here.)
Please help me with these questions. Thank you!
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08-27-2012 1:10 PM
08-27-2012 10:38 PM
Thank you for your reply. But will these late payment affect my individual credit? I do not have SSN (I showed my passport) and my number works with deposit. Who will be affected (individual credit)? Member or holder or both inside the family plan?
Can we change holder by the transfer of billing responsibility? Will paying of new deposit occur?
08-28-2012 5:27 AM
08-28-2012 12:33 PM