Ask a question
Search in Wireless Forums

Wireless Forum

Reply
Highlighted
Posted Aug 27, 2012
11:10:44 AM
View profile
Late payment

I am a member inside a family plan. Our bill is directly paid by our holder. But I suddenly find there are some late payment during the past year. We open the plan with our passport and $500 deposit each person one year ago. We do not have any credit record or SSN. Now here is my question:

1. Will the late payment hurt the credit of each member inside the plan? Or just the holder will be affected?

2. If we change our holder, will the badness to the account for late payment (such of decreasing credit) be cleared for the new holder? (The holder change is caused by the leave of holder, no other reasons here.)

Please help me with these questions. Thank you!

I am a member inside a family plan. Our bill is directly paid by our holder. But I suddenly find there are some late payment during the past year. We open the plan with our passport and $500 deposit each person one year ago. We do not have any credit record or SSN. Now here is my question:

1. Will the late payment hurt the credit of each member inside the plan? Or just the holder will be affected?

2. If we change our holder, will the badness to the account for late payment (such of decreasing credit) be cleared for the new holder? (The holder change is caused by the leave of holder, no other reasons here.)

Please help me with these questions. Thank you!

0
(0)
  • Rate this reply
View profile
Solved
Aug 27, 2012 1:10:14 PM
0
(0)
Expert
Unfortunately re-occurring late payments will affect the return of the deposit for each line, putting the line in another persons name will release your deposit for each line back to you but you may have to pay a new deposit when the new person takes the account over.
Accepted Solution

Late payment

3,741 views
5 replies
(0) Me too
(0) Me too
Reply
View all replies
(5)
0
(0)
  • Rate this reply
View profile
Solved
Aug 27, 2012 1:10:14 PM
0
(0)
Expert
Unfortunately re-occurring late payments will affect the return of the deposit for each line, putting the line in another persons name will release your deposit for each line back to you but you may have to pay a new deposit when the new person takes the account over.
Unfortunately re-occurring late payments will affect the return of the deposit for each line, putting the line in another persons name will release your deposit for each line back to you but you may have to pay a new deposit when the new person takes the account over.

Re: Late payment

2 of 6 (3,694 Views)
Solution
0
(0)
  • Rate this reply
View profile
Aug 27, 2012 10:38:45 PM
0
(0)
Teacher

Thank you for your reply. But will these late payment affect my individual credit? I do not have SSN (I showed my passport) and my number works with deposit. Who will be affected (individual credit)? Member or holder or both inside the family plan?

Can we change holder by the transfer of billing responsibility? Will paying of new deposit occur?

Thank you for your reply. But will these late payment affect my individual credit? I do not have SSN (I showed my passport) and my number works with deposit. Who will be affected (individual credit)? Member or holder or both inside the family plan?

Can we change holder by the transfer of billing responsibility? Will paying of new deposit occur?

Re: Late payment

3 of 6 (3,662 Views)
0
(0)
  • Rate this reply
View profile
Aug 28, 2012 5:27:22 AM
0
(0)
ACE - Master
The person who is listed as the account holder, only their credit is affected. It does not affect the credit of the other phone users.
This is a user to user forum. I am a user, just like almost everyone else on the site.
The person who is listed as the account holder, only their credit is affected. It does not affect the credit of the other phone users.
This is a user to user forum. I am a user, just like almost everyone else on the site.
*The views and opinions expressed on this forum are purely my own. Any product claim, statistic, quote, or other representation about a product or service should be verified with the manufacturer, provider, or party.

Re: Late payment

4 of 6 (3,651 Views)
0
(0)
  • Rate this reply
View profile
Aug 28, 2012 9:40:54 AM
0
(0)
Teacher

what is the use of the credit here?

what is the use of the credit here?

Re: Late payment

5 of 6 (3,633 Views)
0
(0)
  • Rate this reply
View profile
Aug 28, 2012 12:33:17 PM
0
(0)
Expert
For most companies it indicates as to how much of a risk the person is to not pay their bill, thus the worse the rating the larger the deposit required so as the company is out the minimum amount of money if that person doesn't pay their bill.
For most companies it indicates as to how much of a risk the person is to not pay their bill, thus the worse the rating the larger the deposit required so as the company is out the minimum amount of money if that person doesn't pay their bill.

Re: Late payment

6 of 6 (3,621 Views)
Advanced
You must be signed in to add attachments
Share this post
Share this post