Explore & discover

Helpful Links

Installment payment options

Contributor

Installment payment options

I'm on a 30 month installment plan but I'd like to pay it off sooner. I can't pay the full balance but I could increase my monthly payment by at least $20. Is this an option?

3,330 Views
Message 1 of 11
Guru

Re: Installment payment options

Hello @mocapella, and welcome to the AT&T Community Forums!

I am happy to learn you would like to manage your Equipment Installment Plan (EIP)! I can help you with that!

You can manage your EIP via myAT&T app, or att.com. This AT&T Wireless Support article will guide you throughout the process: https://www.att.com/esupport/article.html#!/wireless/KM1009300

The current options available for paying off your device sooner is 1) via full amount pay off, or 2) via "pay to upgrade", where you pay off the amount of installments necessary to become eligible for an upgrade via Trade-In. In the AT&T Next plan (30 months) is after paying installment nunber 24. For Next Every Year plan (24 months) it is after paying installment number 12.

Kind regards,


Misael
Bilingual CS&SR I
AT&T | Mobility
 


 


Did my post have a solution that worked for you?
Help other people find solutions faster
by marking posts as an
Accepted Solution


 

Message 2 of 11
Professor
Solution
Accepted by (Professor)
Accepted by Busternutt
‎09-29-2016 7:04 AM

Re: Installment payment options

No, at this time you can only pay the amount required to become eligible for an unpgrade with a trade-in or pay off the amount completely. You can't change the monthly payment amount applied towards the installment balance.

Justin

If this solved your problem, please consider accepting this as the solution so that it can help others in the future. Please remember that this is a customer forum and all of the answers we provide are through our own research, experience, or personal knowledge.
Tags (1)
Message 3 of 11
Contributor

Re: Installment payment options

they do it like that with only pay in full option that way you stick with them thats why they dont let you make partial payments like tmobile etc does,they do it like that because not many peoples can afford the full amount that way they keep you in wasting money and stay longer stay away from att im paying mine full price they are thieves,you pay more that with them besides what the plan cost stay away from them

 

Message 4 of 11
ACE - Sage

Re: Installment payment options

@crazypilot18

Your definition of ‘thieves ‘ is curious.   Well, wrong.  You pay the same for the phone, no matter how soon you pay it off.   You can make a large deposit to reduce monthly payments, or save and pay off all at once.  ATT doesn’t have any interest in doing more paperwork, so it’s limited options.  Seeing how many reps make mistakes, I see every reason to simplify. 

(The following is included after all posts to save typing) I don’t work for AT&T. My replies are based on experience and reading content available on the website. Our answers are honest, but not always appreciated. If you posted personal information, please edit and remove.
Award for Community Excellence 2019 Achiever*
*The views and opinions expressed on this forum are purely my own. Any product claim, statistic, quote, or other representation about a product or service should be verified with the manufacturer, provider, or party.
Message 5 of 11
ACE - Expert

Re: What are you talking about?!?


@crazypilot18 wrote:

they do it like that with only pay in full option that way you stick with them thats why they dont let you make partial payments like tmobile etc does,they do it like that because not many peoples can afford the full amount that way they keep you in wasting money and stay longer stay away from att im paying mine full price they are thieves, you pay more that with them besides what the plan cost stay away from them


AT&T Next charges the cost of the phone divided by the number of months that you choose to pay (no extra cost). There is no "wasting money", Next is a NO interest loan. 

 

 

 

 

  • Rember the Golden Rule: Treat others how you would like to be treated.
  • Just because my answer does not solve your issue (or agree with you), it may still be correct information...
  • Stating a fact about how something works, is NOT taking sides, it's just stating a fact...
  • Information provided might not be for "you" only, it might be clarification for other community members.
  • This is the public AT&T Community Forum (not AT&T support), please do not post personal info.
  • When provided an answer, please click "Accept solution" which helps other people to find an answer more quickly.
The (very) fine print - This footer is at the bottom of all my posts, its particulars may, or may not, apply to you & your post.
Award for Community Excellence 2019 Achiever*
*The views and opinions expressed on this forum are purely my own. Any product claim, statistic, quote, or other representation about a product or service should be verified with the manufacturer, provider, or party.
Message 6 of 11
Contributor

Re: What are you talking about?!?

you know what a monthly plan with metro boost mobile etc is 50$ everything included tax etc we had a family plan with att and my line alone 56.04$ in tax and 20$ line acess 70.04$ dont you think is a scam 56$ in taxes hahaha of corse its a scam,tmobile does not charge for roaming outside the us att they do charge 10$ a day another scam

 

and the  for exmple if you owe 500$ of your phone why they dont let you pay 250$ 150$ or whatever that way the balance goes down like tmobile does,instead of att dont let you do it that way but the full remaining balance why because they want you to stick with them to keep wasting money on them

Message 7 of 11
ACE - Master

Re: What are you talking about?!?

@crazypilot18, yes, AT&T doesn’t want to make it easier than necessary for you to leave. If you don’t like AT&T ‘s payment plans don’t use them. 

 

Rather than giving the extra amount you want to pay to AT&T, put it in a savings account. Once you saved up what you want, pay off the phone. At least you’ll earn a little bit of interest until you can pay off the phone. 

Award for Community Excellence 2019 Achiever*
*The views and opinions expressed on this forum are purely my own. Any product claim, statistic, quote, or other representation about a product or service should be verified with the manufacturer, provider, or party.
Message 8 of 11
Contributor

Re: What are you talking about?!?

you  are wrong long time ago i did the remaining balance and went to metro pcs 50 $ month no scams and no tax

Message 9 of 11
ACE - Expert

Re: What are you talking about?!?


@crazypilot18 wrote:
and the  for exmple if you owe 500$ of your phone why they dont let you pay 250$ 150$ or whatever that way the balance goes down like tmobile does,instead of att dont let you do it that way but the full remaining balance why because they want you to stick with them to keep wasting money on them

No, they don't.  But you can pay it off in full any time.  

Besides IF you are using Next for the "upgrade" program, it would be idiotic to make payments in advance. If you can trade your phone in after 12 months to get a new phone, why would you want to pay more than half your phone off in advance, you'd be giving them extra money for NO reason.

 

you know what a monthly plan with metro boost mobile etc is 50$ everything included tax etc we had a family plan with att and my line alone 56.04$ in tax and 20$ line acess 70.04$ dont you think is a scam 56$ in taxes hahaha of corse its a scam,tmobile does not charge for roaming outside the us att they do charge 10$ a day another scam

 So I tell you that you're wrong on payments and you switch gears to plans? 

 

1) Boost and T-Mo are a bit lower on the pecking order of cellular carrier lists, and it's not because they charge less or give away international travel. Actually, it's more like they are lower and that's IS why they charge less and have to give away service internationally.

 

2) AT&T has monthly plans that are less than $50, you can get a $30 a month plan from prepaid and with the $40 plan you get to roam internationally for free in Canada/Mexico.  https://www.att.com/prepaid/index.html 

 

So if you want CHEAP, you can get it, but you get what you pay for...

 

 

 

You do know that 

  • Rember the Golden Rule: Treat others how you would like to be treated.
  • Just because my answer does not solve your issue (or agree with you), it may still be correct information...
  • Stating a fact about how something works, is NOT taking sides, it's just stating a fact...
  • Information provided might not be for "you" only, it might be clarification for other community members.
  • This is the public AT&T Community Forum (not AT&T support), please do not post personal info.
  • When provided an answer, please click "Accept solution" which helps other people to find an answer more quickly.
The (very) fine print - This footer is at the bottom of all my posts, its particulars may, or may not, apply to you & your post.
Award for Community Excellence 2019 Achiever*
*The views and opinions expressed on this forum are purely my own. Any product claim, statistic, quote, or other representation about a product or service should be verified with the manufacturer, provider, or party.
Message 10 of 11
ACE - Sage

Re: What are you talking about?!?


@crazypilot18 wrote:

you know what a monthly plan with metro boost mobile etc is 50$ everything included tax etc we had a family plan with att and my line alone 56.04$ in tax and 20$ line acess 70.04$ dont you think is a scam 56$ in taxes hahaha of corse its a scam,tmobile does not charge for roaming outside the us att they do charge 10$ a day another scam

 

Metro and Boost are different carriers.  Both are PREPAID.  You must buy your own phone, no installments allowed.  I pay $34 per line with my ATT postpaid plan.  5 lines, total bill is $168.   

    ATT prepaid unlimited is now $45 after auto pay.  With tax, about $50. For better coverage than eithe Boost or Metro.  

 

 

and the  for exmple if you owe 500$ of your phone why they dont let you pay 250$ 150$ or whatever that way the balance goes down like tmobile does,instead of att dont let you do it that way but the full remaining balance why because they want you to stick with them to keep wasting money on them


   T-mobile allows deposits also.  They do not allow partial payments either.  You do know ATT and Verizon copied T-mobile when they decided to use installments right?   

 

(The following is included after all posts to save typing) I don’t work for AT&T. My replies are based on experience and reading content available on the website. Our answers are honest, but not always appreciated. If you posted personal information, please edit and remove.
Award for Community Excellence 2019 Achiever*
*The views and opinions expressed on this forum are purely my own. Any product claim, statistic, quote, or other representation about a product or service should be verified with the manufacturer, provider, or party.
Message 11 of 11
Share this topic
Share this topic
Announcements

Do you need to fix, replace or track a device? We Can Help With That!

Additional Support