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Why is min refilll set so high?

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Why is min refilll set so high?

Att Refill is $100 every $365 so the min a user has to spend is $8 a month, but I may not even spend $8 a month  so now I have $208 that will expire Dec 24  With tmobile once you become a gold customer (when you have filled at least $100) then you can refill with as little as $10 per year...  Why can't att use this?  The money in my account will just keep on acuring...

 

 I would like to get a new number but I understnad that if I get a new number my balance will be removed correct?

 

Thank you!

 

 

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