05-18-2018 5:25 PM
I purchased a phone on Craigslist and it worked fine for 3 weeks. then the person reported it as stolen and claimed the insurance money. they are not responding to my inquiries or request to call att and ask them to unblock the phone. This is clearly a scam. I have offered to return the phone but everyone keeps telling me there is nothing to do. I even asked the insurance company if they have a fraud department and was told they didn't. This is infuriating.
Has anyone had any success resolving an issue like this?
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05-18-2018 6:23 PM
Nothing can really be done. When the previous owner reported it stolen on insurance, it became the property of the insurance company. They will not remove it from the black list for anybody.
05-18-2018 6:33 PM
I know. This is crazy! I even told the Insurance company that I had the phone and was willing to return it so they would not have to pay the claim and explained that they were being scammed. They did not care at all and did not help me. So it seems that this whole system is set up to enable someone to scam the insurance company and screw the people that are trying to remain honest. I was thinking about going to the police and making a claim since this is now a stolen phone, but didn't know if anyone had had any experience with that helping.
05-19-2018 7:22 AM
We don’t recommend Craigslist as they have no dispute policy.
Ebay, Swappa and PayPal have a way to get your money back with their dispute process.
Handing off in person at an ATT store is also risky, don’t do that either.
No one can help. You can file a police report, but it’s not going to get any attention.
05-23-2018 8:41 AM
@Anonymous, I respectfully disagree. It is a scam on the insurance company since the stolen phone coverage should be used for phones that are actually stolen, not sold for personal profit. Yes, they are inviting this sort of scam by not having a fraud department or investigating when reported fraudulent claims occur. But that is why I am frustrated by this situation.
05-23-2018 12:07 PM
Asurion assumes a thief sold you the phone and the owner was an innocent victim. Good chance they were exactly that.
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