Getting new iphone 6's... looking at the NEXT plans. Are my calcs correct?
It's time for the wife and I to upgrade.I'm trying to figure out if the NEXT plan is worth it or not. Here is some background info...
I'm getting a 6+ 128gb and she's getting a 6 64gb. I have unlimited data right now and my wife has 3gb data. We have an older 550 minute FamilyTalk where we lose roll-over minutes every month. My mother-in-law is on our account for $10 extra per month (non-smart phone). I also get a 19% discount thru work.
My monthly phone bill is right around $166 / month. That includes everything... taxes, fees, etc.
I would go the NEXT 18 (I don't upgrade all that often) and get the 30GB special going on (tomorrow is the last day for that so I need to move quickly). Here's my price break-down for it...
6+ 128gb = $950 or $40 /month, 6 64gb = $750 or $32 /month
Service access = $360 for each phone or $15+15=$30 /month
So my monthly cost for just the phones = $40+$32+$15+$15 = $102 /month
30GB plan = $175 /month. On my current bill there is about $21 /month surcharges, fees and taxes. My work discount comes out to about $25 /month for a total of $150 /month.
So lets add the phone costs and the plan cost... $102+$150+$21 = $273 /month. Over (24) months (to pay off the phones so they are mine) that would cost $273 x 24 = $6552.00
Now, if I stay with what I got I'll be paying $166 x 24 = $3984.00. Add the cost of the new phones with a 2yr contract... $3984 + $500 + $300 = $4784.00.
That is a whopping $1768.00 cheaper than the NEXT plan!
I'm I doing something wrong? I understand I'll get more data and unlimited calling but I don't really need it. It sucks getting throttled back after I hit 5gb but I manage.