Debt collector calling me for a 7 year old debt!?!
Good Morning, I received a letter from ERC this week claiming a debt owed to AT&T. While the alleged debt owed is relatively small, $96.70, I am not about to pay a debt that isn't legitimate. The debt collector said that this was a past due amount from 2012 (over 7 years ago). Since then, not only have I moved but I've also had a new account with At&t which whom never mentioned this debt. I am trying to see if AT&T did indeed sell this debt to ERC, whom I have ascertained is a legitimate collections agency, but that they don't always collect on the legitimate debt. I checked my credit report to see what I could verify there. I do not see anything on any of the 3 bureaus reports. Aside from that, there is nothing else showing negative activity, or even an account from AT&T, anywhere on my reports.
I would appreciate it if someone could please assist me in determining the legitimacy of this collections agency and alleged debt. Thank you in advance.