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Credit Score

I bought an iPhone XS Max out right before becoming an AT&T customer. I went in the store to talk about plans and building my credit. The employee informed me that it would be a great way to build my credit and I became a customer. This was a little over 6 months ago and I have yet to see a change in my credit. My payments are all autopay with my bank debit card. Can anyone tell me why I haven’t seen a change yet or when I will see one?

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Constructive

Former Employee

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32.9K Messages

4 years ago

cell phones only report negative credit same as gas electric water.

1

Constructive

Former Employee

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32.9K Messages

best way to establish a credit score is a secured credit card. After so many months of paying you get your secured deposit back with a real credit card limit. I started this way with a 300 dollar secured credit card and now have the same card with a 17k credit limit. Every couple months they raised my limit.

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4 years ago

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ACE - Sage

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117.2K Messages

4 years ago

Cellular, TV and internet do not help you build credit. However if you default on any of those it will ruin your credit for years worse than having a car repossessed or a home foreclosed

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TrillJTope

Credit Score

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TrillJTope

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