Why did I receive this letter?
Hello! Just a few days ago I decided to switch from pre-paid to post paid. I am 20 and opened my first credit card about 6-7 months ago. I have been sure to pay the balance in full each month. I have checked 2 of 3 of my credit reports (TransUnion and Experian) and checked to make sure I have no collections and keep track of inquries. I only have four total inquires, one of which is going to drop off on 5/03/2015, with the most recent one being in November of 2014 and no collections. I am not able to access Equifax at this moment.
When I went to my local AT&T store, I told the rep I had limited credit history. He punched in all my information and to my surprise, I did not have to pay a deposit. I walked away with a nice, new gold and white iPhone 6 and a sense of accomplishment.
Fast forward to tonight, I come home from work and have recieved a letter stating that my AT&T credit score was 813. Apparently, AT&T accessed Equifax when doing my credit check. At the bottom of the letter it says "Based in part on an assessment of your credit history, we imposed certain conditions of restrictions on your service request, which may have included limiting and/or denying the purchase of products and/or services, or requiring a deposit or advance payment."
I don't understand what this means for me / my account with AT&T nor do I understand why, if certain conditons have been imposed on my ability to request further services from AT&T, why they would not be stated in the letter. Any clairifcation would be great, as I'm looking make a big purchase at the end of May and don't want to find any surprises concerning my credit.