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New Member

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2 Messages

Thu, Feb 13, 2020 10:00 PM

Is there a way to get a phone with little to no credit

I'm 20 years old. I have a steady job and I'm trying to be independent. I want to get a new phone. Specifically I was looking at the iphone 11 pro. I put it in my cart and went to checkout and it said because of my credit I need to either do a $900 down payment or buy the phone outright. I was wondering if there is any way I could get a lower downpayment. If I go to an att store can they cut me a better deal or will it be the same thing? I am working on building my credit and have a loan out now.

Responses

lizdance40

ACE - Sage

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72.3K Messages

2 months ago

An account with AT&T doesn't benefit your credit. However, if you fail to pay they will surely ruin your credit.
You can try a corporate store, but you may get the same answer. We have no way of knowing as this is a customer populated for him. Not AT&T.

🐾 I don’t work for AT&T. My replies are based on experience and reading content available on the website. If you posted personal information, please edit and remove.

“Lack of planning on your part does not constitute an emergency on my part” 🆘 Dont expect normal any time soon.

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*I am not an AT&T employee, and the views and opinions expressed on this forum are purely my own. Any product claim, statistic, quote, or other representation about a product or service should be verified with the manufacturer, provider, or party.

New Member

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2 Messages

I'm not trying to build my credit with this. I just need a new phone. I'm still using an s7 and it is getting very slow and laggy
Constructive

Employee

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8K Messages

the deposit is set forth by corporate so no matter who you call or walk in to see they can’t reduce the deposit. There’s tons of phones for sale on swappa you can buy they aren’t new but may be more in your price range. Also you could go to Best Buy and get one of their off the rack prepaid and then open a postpaid account and put the sim into that phone. Downside is if you ever need it unlocked to use another carrier you will need to have it on a prepaid account for 6 months

-------------------INCLUDED IN EACH POST FOR CLARIFICATION______
While AT&T employees do look at forum posts from time to time, we are here to represent the forum with our experiences as customers and do not represent AT&T in any official capacity with our responses and do so on our own time unpaid and off the clock. As employees we are not rewarded nor compensated to participate in these forums This forum is comprised of regular customers to communicate with other customers to offer advice and share experiences same as any other user Although there is a small team of customer care specialists that monitor the forums the sheer volume of posts are simply too many posts for these agents to respond to each one of them.
*I am an AT&T employee, and the postings on this site are my own and don't necessarily represent AT&T's position, strategies or opinions.
sandblaster

ACE - Expert

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36K Messages

2 months ago

Try buying from Apple. They finance phones too.

Award for Community Excellence 2019 Achiever*
*I am not an AT&T employee, and the views and opinions expressed on this forum are purely my own. Any product claim, statistic, quote, or other representation about a product or service should be verified with the manufacturer, provider, or party.
Constructive

Employee

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8K Messages

@sandblaster that’s a thought

-------------------INCLUDED IN EACH POST FOR CLARIFICATION______
While AT&T employees do look at forum posts from time to time, we are here to represent the forum with our experiences as customers and do not represent AT&T in any official capacity with our responses and do so on our own time unpaid and off the clock. As employees we are not rewarded nor compensated to participate in these forums This forum is comprised of regular customers to communicate with other customers to offer advice and share experiences same as any other user Although there is a small team of customer care specialists that monitor the forums the sheer volume of posts are simply too many posts for these agents to respond to each one of them.
*I am an AT&T employee, and the postings on this site are my own and don't necessarily represent AT&T's position, strategies or opinions.
mobilemax

Employee

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796 Messages

2 months ago

Hello,

Good way to start out is prepaid. Every offer is on att.com/prepaid, but you can go to a local store and get a phone with plan setup and get a phone discount as a new customer. If you want a High end phone, you’ll have to buy bill it (with a downpayment possible), or look into Apple’s phone upgrade program, which lets you get the phone through them and then use with AT&T.

*I am an AT&T employee, and the postings on this site are my own and don't necessarily represent AT&T's position, strategies or opinions.
lizdance40

ACE - Sage

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72.3K Messages

2 months ago

If AT&T is not going to reduce the down payment, then just buy the phone. You can purchase a Sim free iPhone from Apple, then use it on prepaid.

🐾 I don’t work for AT&T. My replies are based on experience and reading content available on the website. If you posted personal information, please edit and remove.

“Lack of planning on your part does not constitute an emergency on my part” 🆘 Dont expect normal any time soon.

Award for Community Excellence 2019 Achiever*
*I am not an AT&T employee, and the views and opinions expressed on this forum are purely my own. Any product claim, statistic, quote, or other representation about a product or service should be verified with the manufacturer, provider, or party.
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