Tutor
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9 Messages
Att next plan 24 (30) month plan
Hello on my father account took out phone and had it for about 3-4 month which was Samsung s5 but s6 came out and thought I could return phone and get s6 but representive said I had to pay off entire balance of phone which was like 700-800 then I could could. Could someone please help. IF POSSIBLE MANAGEMENT PLEASE
kdfederer
ACE - Expert
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13.1K Messages
8 years ago
Those are the requirements of the NEXT program, you need to be at the update payment (24 payments on the 30 month program) to update. So if you want to update now, you have to pay up to the 24 th payment and trade in your phone to get the new one on NEXT. Or since the phone is 5 0r 6 months old, you can sell it but then you must make the complete payments to upgrade. You have no choice.
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pjcanales
Tutor
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9 Messages
8 years ago
if that so wouldnt the 2year plan be way cheaper than the 30month one.
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kdfederer
ACE - Expert
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13.1K Messages
8 years ago
It depends on how much you can sell your phone for. If you can sell the phone for more than the 6 months of payments, you will come out ahead. You have to pay off to the 24th payment to trade in your phone but then you get nothing for the phone.
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formerlyknownas
ACE - Sage
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113.5K Messages
8 years ago
"if that so wouldnt the 2year plan be way cheaper than the 30month one."
......the cost of a phones is about the same no matter how you pay for it. All up front, 2 year subsidy or Next installments.
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GeekBoy
Master
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4.1K Messages
8 years ago
If you can still get a 2 year contract subsidy, then the discount on your phone price is about $450. Depending upon your data plan, the cost increase to your monthly bill for signing a new contract is either $25/month or $15/month. Multiply those out over 24 months and you pay either $600 or $360 in additional fees because you signed a contract. I guess that means if you re currently getting the $25/month discount, it is not cheaper to get a 2 year contract, but if you are only getting the $15/month discount, then the 2 year contract is a little cheaper because you still have to pay that one-time $40 activation fee. In the long run to save $450 on the price of your phone, you wil be paying either $400 or $600 more depending upon your data plan. If you are only spending $400 more to save $450, then it is a net savings of $50 over 2 years for you (just a little over $2.00/month) but if you are spending the $600 more to save $450, then you are paying $150 more over 2 years which is a loss to you, not a savings.
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