Unacceptable options for phone replacement
I started a claim on my phone with Asurian, but would not complete it, as the only options were downgrades a few years older than my phone. I am completely dissatisfied with this. My phone is an LG G8 ThinQ, roughly equivalent to a Samsung Galaxy S10e, as far as performance and hardware, but the replacement options were either a Galaxy S7 or S8. There was no option to pay more to upgrade my replacement to something more current like a G8X or a V60. I will not accept a downgrade if they aren't going to pay off my phone installments. If I still owe my installments, I expect a current and equivalent phone, not something two to three generations old. Acceptable replacements, in my opinion would have been Galaxy S10e, Galaxy Note 9 128GB, an LG G8 ThinQ, a currently available LG phone closest in performance to my current phone, or possibly a Galaxy S9+, though that would be a downgrade. Is there a solution which would allow for an upgrade as a replacement, obviously paying the difference, that would also allow me to continue my current installment plan because it wouldn't be a typical trade-in? My phone still works, but is damaged, so I'm not desperate and won't settle for a poor replacement, I'll deal with the cracks before downgrading.