Skip to main content
AT&T Community Forums
J

New Member

 • 

2 Messages

Fri, Oct 30, 2020 3:11 PM

Switch device before payments are finished?

I’m considering buying an iPhone 12 Pro and just paying for it in full. Through AT&T, I still have payments owed on my iPhone XS.

Am I able to switch out my phone and continue to pay the monthly payments due for my iPhone XS (even though I will be using the 12), or do I have to pay the remainder first, before I can change out my device?

(Note I am not upgrading the device through AT&T, just purchasing it separately.)

Responses

Accepted Solution

Official Solution

sandblaster

ACE - Expert

 • 

44.3K Messages

a month ago

You do not need to pay off the XS first. You can switch to any phone you want and continue making payments on the XS. There is no requirement you actually use the phone you are paying for. How much do you owe on the XS? If less than $800, you may be better off economically paying it off and taking advantage of the $800 trade in offer.

(edited)

Award for Community Excellence 2020 Achiever*
*I am not an AT&T employee, and the views and opinions expressed on this forum are purely my own. Any product claim, statistic, quote, or other representation about a product or service should be verified with the manufacturer, provider, or party.

New Member

 • 

2 Messages

a month ago

Excellent, thank you! I'm able to use my ridiculous stock pile of credit cards points as well as a 5% discount if I purchase through them, so I can get it for about half price. (And I don’t want to trade in, as I want to give my current phone to my husband.)

Get started...

Ask a new question