I'm on an installment plan, I want to upgrade, but my sim card is locked.
My iphone 6 plus was damaged this past June after 7 years of use, so I bought the samsung a12 for $30 in June 2021. Now I know how slow the samsung is and I want a new iphone 13. I want to buy the iphone 13 from Apple (unlocked), but it appears that my sim card is locked to the samsung and requires an 8 digit pin (I found this out after putting my sim in my wife's iphone).
If I go to ATT's website to try and buy the iphone 13, it says that I must first pay the remainder of the full price of my samsung (approximately $142). It appears that whether I buy the iphone from ATT or Apple I'm paying the full price for the phone. So why exactly does ATT care if I'm using another phone with my sim card??? It's not like ATT will be giving me a discount on the iphone. And if I buy my phone from Apple, then ATT is out of the picture. Why would ATT require me to pay my samsung off in full, in order to use another phone, which costs ATT nothing???
Is there any way around having to pay my samsung phone off, while using my sim card in a new iphone 13?