Buy iPhone OR use iPhone Upgrade Plan with ATT GoPhone prepaid?
OK - here is a quick breakdown for any users who like the prepaid GoPhone option.
I don't like being tied into contracts, so went with GoPhone. No fees are added. $60/m for smartphone, unlimited talk & text, and 4GB LTE data. (reduced to $55/m if you have auto-refill selected) (( Tax is calculated at 6% - state of Pennsylvania))
BUY the iPhone full price: (using the 16GB iphone 6s as sample)
$ 38.94 tax
$129.00 Apple Care
$ 7.74 tax
$660.00 (GoPhone 12m at $55/m)
$1,476.94 for 12months. Sell iPhone for approx $500 at end of year.
$1,476.94 - $500 = $976.94
Final cost per year $976.94 \ 12m = $81/month
LEASE the iPhone using Apple Upgrade
$ 1.94/m tax
$34.35 x 12m = $412.20 a year.
$412.20 + $660 (Go Phone at $55/m) = $1,072.20
Final cost per year $1,072.20 \ 12m = $89.35/month*
(without the aggravation of selling the old iPhone)
What do you think? Plug in the higher cost of the 64 or 128GB phones if that is your selection.