Oh ok... I didn't know that. I've never owned an iphone yet, originally didn't ever go for it because you couldn't insure it lol. I have renter's insurance now.... I didn't know you could put cell phones on your rider. I realized with asurion my deductible would be $199 but I figured that would be cheaper than full price if anything ever happened. That's before I knew you could add iphones to your renters insurance. I'm going to have to call my insurance company tomorrow and see how much that costs to add the phones. Thanks for your help! 
Ok so I read over what the apple care plan was and what I get from it is this: If you pay the 99 dollars for apple care at the point of purchase with your iphone 5... you will get your free 90 days software support plus 1 year of hardware support automatically and AC is ADDING basically another 9 months of software support (if you need to call those apple heads and "fix" something that's wonky with your software, apple apps, etc.) and then it also gives you one year added on to your hardware or "iphone." Now it does NOT cover theft, earthquakes, regular wear and tear scratches etc., but so it DOES cover your phone if you drop and break it as long as you weren't doing it in a malicious way... correct? You would just have to pay the 49 dollar deductible right? I know apple care isn't "insurance" per say but it kind of like "extra warranty" then right? I also read there are only 2 times an accident can happen too, then they cancel your apple care. I'm not too worried about my phone being stolen since it's hardly ever out of my sight (so it's ok if AC doesn't cover that) but if by chance I drop this glass phone and the screen shatters I want to make SURE it's covered by something! I'm just trying to find the cheapest way about going about it and I've never had apple care for ANYTHING so since it's NOT insurance I don't even know what exactly it is? Thanks for your help!
Posted from Apple iPhone
Missjam09 wrote:
Ok there is a difference between apple care and apple care plus, you must understand this. Apple care has a deductible of what contract rate is like for a 16g it is 199.99 if it is your fault it broke (water damage so to say) or else they will replace it free. If you do not want to go to the store a new one is next day aired to you, with a credit card hold and there is a shipping slip that comes with the new phone, you simply put the broken one in the box and put it back in the mail. If apple decides it is your fault it is broken your credit card is charged the 199.99. You can do this as many times as you need to in the 2 years it is valid. The apple care plus now covers 2 accidental damages for 49.99. Where the regular apple care does not, also apple care plus you only have 30 days to add and ac you have 90, if you call apple with out these and want them to help you it is 19.99 each time plus the full cost of a new iphone. So initially the big difference is the price of the deductibles, and the price of the care plan where plus is 99.99 and ac is 69.99 hope this helps just a little
do not believe apple care is available any more - just apple care plus - that is for the iphone/ipad/ipod, apple care is available for the other products
Missjam09 wrote:
Ok there is a difference between apple care and apple care plus, you must understand this. Apple care has a deductible of what contract rate is like for a 16g it is 199.99 if it is your fault it broke (water damage so to say) or else they will replace it free. If you do not want to go to the store a new one is next day aired to you, with a credit card hold and there is a shipping slip that comes with the new phone, you simply put the broken one in the box and put it back in the mail. If apple decides it is your fault it is broken your credit card is charged the 199.99. You can do this as many times as you need to in the 2 years it is valid. The apple care plus now covers 2 accidental damages for 49.99. Where the regular apple care does not, also apple care plus you only have 30 days to add and ac you have 90, if you call apple with out these and want them to help you it is 19.99 each time plus the full cost of a new iphone. So initially the big difference is the price of the deductibles, and the price of the care plan where plus is 99.99 and ac is 69.99 hope this helps just a little
OK let's clarify this.....
Applecare no longer offered. Extended the warranty for an additional year but did not cover accidental or liquid damage. The Genius had discretion to extend coverage/replacement but that was not part of the purchased coverage. The $199 price, etc... Is the out of warranty price and not a deductible.
Applecare+ for iOS costs more than the old Applecare and now does cover accidental damage and liquid damage. Non-accidental damage is covered without any additional out of pocket expense. Accidents and liquid damage are covered by by a $50 deductible and a max of 2 times. Applecare+ must be purchased at the time of purchase of the iDevice or within 30 days of purchase but required inspection by an Apple Genius to ensure there is no damage.
